Residents
Housing Assistance & Grants
Down payment help, home repair funding, rental assistance, and grant programs administered for the Board of County Commissioners.
SHIP, State Housing Initiatives Partnership
SHIP offers purchase assistance (down payment and closing costs) for first-time homebuyers, home repair funding for owner-occupied properties, and mobile home replacement assistance. Program information: (850) 682-3717.
Download the 2026 SHIP Application (PDF)
Complete the SHIP Application online
Section 8 Rental Assistance
Rental voucher assistance for low-income families. See Housing Choice Vouchers (HUD).
PACE, Property Assessed Clean Energy
Financing for energy-efficiency and wind-resistance home improvements. Contact Mark Pierson, piersonm@floridapace.gov, (904) 430-7309, or visit floridapace.gov.
Non-Profit Small Grants
The county offers a small grant program for local non-profits. See the guidelines and application. Applications are accepted during the announced application window each spring.
Fair Housing
It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin. To file a complaint: Fair Housing Administrator, (850) 342-0287 · HUD toll-free 1-800-669-9777 (TTY 1-800-927-9275) · Florida Commission on Human Relations, (850) 488-7082.